Mortgage Broker Service

Find the best loan programs across all 50 states — multiple programs, rates, down payment & closing cost assistance for first-time buyers with low credit scores

580+

Min Credit Score

0%

Min Down Payment

50

States Covered

$25K+

Assistance Available

Find Your Best Loan Program
Mortgage Payment Calculator
Nationwide Loan Comparison — Lowest Monthly Payments Across All 50 States

Compare all active loan programs sorted by lowest monthly payment. We service all 50 states.

Lowest Monthly Payment Available Nationwide

Program

Student Loan Refinance

Monthly Payment

$1,054

Rate

3%

Min Down

0%

ProgramType Rate MonthlyDown %Min CreditAssistanceStatesApply
Student Loan Refinance
LOWEST PAYMENT
Other
3%$1,0540%650—
All 50
Auto Loan
Other
4%$1,1940%500—
All 50
15-Year Fixed Rate
15yr Fixed
4.875%$1,3235%620—
All 50
USDA Rural Development Loan
USDA
5.375%$1,4000%640
Yes
All 50
USDA Rural Development — Zero Down
USDA
5.5%$1,4190%640
Yes
All 50
VA Zero Down Loan
VA
5.5%$1,4190%580—
All 50
FHA 5/1 ARM
ARM
5.5%$1,4195%620—
All 50
Commercial Real Estate Loan
Other
5.5%$1,41920%680—
All 50
HomeReady Conventional 3% Down
Conventional
5.75%$1,4593%620
Yes
All 50
VA Loan — Zero Down
VA
5.75%$1,4590%580—
All 50
HomeOne 3% Down First-Time Buyer
Conventional
5.75%$1,4593%640
Yes
All 50
Good Neighbor Next Door
Conventional
5.75%$1,4593%640
Yes
All 50
FHA 30-Year Fixed
30yr Fixed
5.875%$1,4793.5%580—
All 50
Jumbo 30-Year Fixed
Jumbo
5.875%$1,47910%700—
All 50
FHA Loan — 3.5% Down
FHA
6%$1,4993.5%580—
All 50
National Down Payment Assistance Program
FHA
6%$1,4990%600
Yes
All 50
Equipment Financing
Other
6%$1,4990%600—
All 50
VA Home Loan 0% Down Veterans
VA
6%$1,4990%580
Yes
All 50
Forgivable Down Payment Grant
FHA
6%$1,4990%580
Yes
All 50
Personal Loan
Other
6%$1,4990%580—
All 50
Rocket Mortgage 15-Year Fixed Refinance
15yr Fixed
6%$1,4995%620—
All 50
Construction Loan
Other
6%$1,49920%620—
All 50
Rocket Mortgage ONE+ Conventional 3% Down
Conventional
6.25%$1,5393%620
Yes
All 50
Bank of America Community Homeownership 3% Down
Conventional
6.25%$1,5393%640
Yes
All 50
Conventional 97 — 3% Down
Conventional
6.25%$1,5393%620
Yes
All 50
HomeReady by Fannie Mae
Conventional
6.25%$1,5393%620
Yes
All 50
Home Possible by Freddie Mac
Conventional
6.25%$1,5393%620
Yes
All 50
USDA Rural Development 0% Down
USDA
6.25%$1,5390%640
Yes
All 50
Freddie Mac HFA Advantage 3% Down
Conventional
6.25%$1,5393%660
Yes
All 50
Chase Jumbo 30-Year Fixed
Jumbo
6.25%$1,53910%700—
All 50
Chase Neighborhood Lending 3% Down
Conventional
6.25%$1,5393%640
Yes
All 50
SBA 504 Loan
Other
6.5%$1,58010%660—
All 50
Wells Fargo YourFirst Mortgage 3% Down
Conventional
6.5%$1,5803%640
Yes
All 50
Citi HomeRun 3% Down Conventional
Conventional
6.5%$1,5803%620
Yes
All 50
HomeOne by Fannie Mae
Conventional
6.5%$1,5803%620
Yes
All 50
Rocket Mortgage FHA 3.5% Down
FHA
6.5%$1,5803.5%580—
All 50
DSCR Rental Loan
Rental
6.5%$1,58020%620—
All 50
Better.com One Day Mortgage 3% Down
Conventional
6.5%$1,5803%620
Yes
All 50
Navy Federal HomeBuyers Choice 0% Down
Conventional
6.5%$1,5800%620—
All 50
Fannie Mae HomeStyle Renovation 5% Down
Conventional
6.5%$1,5803%620
Yes
All 50
PNC Bank Community 3% Down
Conventional
6.5%$1,5803%620
Yes
All 50
U.S. Bank American Dream 3% Down
Conventional
6.5%$1,5803%640
Yes
All 50
Chase DreaMaker 3% Down Conventional
FHA
6.75%$1,6213.5%580
Yes
All 50
Freddie Mac Home Possible 3% Down
Conventional
6.75%$1,6213%620
Yes
All 50
Fannie Mae HomeReady 3% Down
Conventional
6.75%$1,6213%620—
All 50
LendingTree Marketplace 5% Down
Conventional
6.75%$1,6215%620—
All 50
Caliber FHA Streamline
FHA
—$1,6633.5%580—
All 50
Conventional 97 - 3% Down
Conventional
—$1,6633%680—
All 50
BRRRR Refinance Loan
Bridge
—$1,66315%640—
All 50
Lima One Fix & Flip
Hard Money
—$1,66310%660—
All 50
Chase Jumbo Loan
Jumbo
—$1,66315%720—
All 50
Visio DSCR Rental Loan
Rental
—$1,66320%660—
All 50
LendingOne Rental Loan
Hard Money
—$1,66325%600—
All 50
Rocket FHA 203k Rehab
FHA
—$1,6633.5%580—
All 50
Bank of America Affordable Loan
30yr Fixed
—$1,6633%620—
All 50
loanDepot Conventional
30yr Fixed
—$1,6633%620—
All 50
Carrington Flexible Credit FHA
FHA
—$1,66310%500—
All 50
Wells Fargo VA Loan
VA
—$1,6630%600—
All 50
Rocket Jumbo Loan
Jumbo
—$1,66310%700—
All 50
Better.com Conventional
30yr Fixed
—$1,6633%620—
All 50
Guaranteed Rate Conventional
30yr Fixed
—$1,6633%620—
All 50
Debt Consolidation Loan
Other
7%$1,6630%580—
All 50
Medical Practice Loan
Other
7%$1,66310%680—
All 50
SBA Microloan
Other
8%$1,8340%580—
All 50
Business Line of Credit
Other
8%$1,8340%600—
All 50
Restaurant Business Loan
Other
8%$1,83415%600—
All 50
Franchise Startup Loan
Other
8%$1,83415%680—
All 50
SBA 7(a) Loan
Other
8.5%$1,92210%640—
All 50
SBA Express Loan
Other
9%$2,01210%640—
All 50
Hard Money Bridge Loan
Hard Money
9%$2,01215%550—
All 50
Fix and Flip Loan
Hard Money
10%$2,19410%550—
All 50
Startup Business Loan
Other
10%$2,1940%580—
All 50
Merchant Cash Advance (MCA)
Other
15%$3,1610%500—
All 50
Showing 73 programs • Certified in all 50 states • Nationwide servicing
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